student loan

Hi! I'm newby here! I'm student of the Yale University. I've just come from Poland. I'll study Art.
How can I cut my student loan payments? My neighbours told me something about [link widoczny dla zalogowanych]
.
What is it?
Life and education in Yale is very expensive... I want to find job, is it legal to study and work in the same time?
Please contact me by e-mail or icq, I'll answer everybody Smile

thanks